Schroders ACD 2024/2025 ISA Personal Wealth User Guide
- June 1, 2024
- Schroders
Table of Contents
ACD 2024/2025 ISA Personal Wealth
Schroders Personal Wealth (ACD)
2024/2025 ISA Subscription Form
Please use this form to make an investment into a new or existing ISA
– If you have any queries or support needs when completing this form, please
call +44 (0)344 822 8910.
– Please fully complete sections 1-4, section 5 if relevant and section 6 in
BLOCK CAPITALS with a BLACK ballpoint pen in the white spaces or mark [X] in
the boxes.
– To make a monthly investment, please also complete section 5 and keep a copy
of the Direct Debit Guarantee.
– If you are making a lump sum investment please send a cheque with your
completed application form.
– Cheques must be made payable to: Schroders Personal Wealth (ACD).
– Cheques will only be accepted from a UK bank account in GBP only.
– Third party cheques will not be accepted.
Return your completed application form and cheque (if applicable) to:
Schroders Personal Wealth (ACD), PO Box 560, Darlington DL1 9ZB.
1 Your details
– We must have your National Insurance Number and Date of Birth in order to be
able to process your application. Please let us know if you
don’t have a National Insurance Number (NINO) by marking [X] in the box below.
– We cannot accept ‘care of’ or ‘PO Box’ addresses.
To be completed by Financial Advisers (mark [X] only)
Advised investment
OR
Non-advised (execution only) investment
Broker stamp required for validity (not transferable)
2 Investment choice
– Select which fund(s) you wish to invest in from the list below, and enter
the fund name(s) and share class in the section below. – SPW Balanced
Solution,
– SPW Cautious Solution,
– SPW Discovery Solution,
– SPW Dynamic Solution.
– If you choose to have income shares then please also complete section 3.
– Income shares are not offered in SPW Balanced Solution.
For monthly investments only: Please collect my monthly payment on the DD day of each month.
3 Income
– Please complete this section for your income to be paid directly into your
bank or building society account.
– If this section is not completed and you have chosen income shares in
section 2, the form will be rejected as incomplete.
– We cannot make a payment into an account which is not in your name.
4 Declaration
Please read through the declaration and, if you agree with it, sign and date the appropriate boxes below.
Money Laundering
I understand that Schroders Personal Wealth (ACD) may need to use credit
reference/information agencies in order to satisfy Schroders Personal Wealth
(ACD) statutory money laundering obligations. These agencies may keep a record
of this enquiry.
I apply to subscribe for a stocks and shares ISA for tax year 2024/2025 and
I declare that:
a. all subscriptions made, and to be made, belong to me.
b. I am aged 18 years or over.
c. I have not subscribed, and will not subscribe, to more than the overall ISA
subscription limit total in the same tax year.
d. I am resident in the United Kingdom (UK) for tax purposes:
– or if not resident, either perform duties which, by virtue of
Section 28 of the Income Tax (Earnings & Pensions) Act 2003
(Crown employees serving overseas), are treated as being
performed in the UK,
– or I am married to, or in a civil partnership with, a person who
performs such duties.
I will inform the ISA account manager if I cease to be resident or to perform
such duties or to be married to, or in a civil partnership with, a person who
performs such duties.
e. I am not a US Person as defined in the Terms and Conditions and the
Prospectus and that I will notify Schroders Personal Wealth (ACD) immediately
if my status changes to become a US Person.
f. I agree to the Terms and Conditions.
I understand that any false declaration may render my ISA void, in which case all tax benefits obtained will need to be repaid to HM Revenue and Customs with interest and/or any penalty that may be imposed.
I authorise Schroders Personal Wealth (ACD):
i. to hold in my Schroders Personal Wealth (ACD) ISA my cash subscription, ISA
investments, interest, dividends and any other rights or proceeds in respect
of those investments and any other cash; and
ii. to make on my behalf any claims to relief from tax in respect of my ISA
investments.
I agree that this ISA, the details of which are shown overleaf, will be
governed by the Terms and Conditions.
I understand and accept that this application is subject to the current
applicable Schroders Personal Wealth (ACD) Prospectus and Terms and
Conditions. I also confirm that I have been provided with the relevant Key
Investor Information Documents (KIID) and Supplementary Investor Information
Document for each fund.
I am aware that you will use the Delivery versus Payment Exemption as detailed
in the Supplementary Investor Information Document.
I hereby declare that to the best of my knowledge and belief all the
information stated above is true and correct.
How we use your information
For the purposes of the General Data Protection Regulation, the data
controller in relation to any personal data you supply is Schroders Personal
Wealth (ACD). Information you supply may be processed for the purposes of
investment administration by Schroders Personal Wealth (ACD), by third parties
who provide services to Schroders Personal Wealth (ACD) and by your financial
adviser, and such processing may include the transfer of data out of the
European Economic Area.
You can find out more about how we use your personal information by visiting
our website to view our full privacy notice on
spw.com/privacy-policy
5 Instruction to your bank or building society to pay by Direct Debit
– Please only complete this section if you wish to invest by Direct Debit. For
joint bank or building society accounts please ensure both account holders
sign the instruction.
– Your Direct Debit will be collected on the date of your choice as stated in
section 2.
Please fill in the whole form including official use box using a ballpoint pen and send it to:
Banks and building societies may not accept Direct Debit Instructions for some types of account.
Service user number
FOR Schroders Personal Wealth (ACD) OFFICIAL USE ONLY
This is not part of the instruction to your bank or building society.
Instruction to your bank or building society
Please pay Schroders Personal Wealth (ACD) Direct Debits from the account
detailed in this Instruction subject to the safeguards assured by the Direct
Debit Guarantee. I understand that this Instruction may remain with Schroders
Personal Wealth (ACD) and, if so, details will be passed electronically to my
bank/building society.
The Direct Debit Guarantee
-
This Guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits
-
If there are any changes to the amount, date or frequency of your Direct Debit Schroders Personal Wealth (ACD) will notify you 14 working days in advance of your account being debited or as otherwise agreed. If you request Schroders Personal Wealth (ACD) to collect a payment, confirmation of the amount and date will be given to you at the time of the request.
-
If an error is made in the payment of your Direct Debit, by Schroders Personal Wealth (ACD) or your bank or building society, you are entitled to a full and immediate refund of the amount paid from your bank or building society
– If you receive a refund you are not entitled to, you must pay it back when Schroders Personal Wealth (ACD) asks you to -
You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us.
6 Your preferences
Marketing
– We would like to keep you up to date with information about the range of
products and services available from Schroders Personal Wealth*.
– Please mark [X] in the boxes below to let us know you are happy for us to
send you further details. If you change your mind you can update your choice
at anytime by contacting us.
Your marketing preferences:
I am happy to receive information from Schroders Personal Wealth via:
Email Post Telephone
*You will receive marketing from:
– Scottish Widows Schroder Personal Wealth Limited
– Scottish Widows Schroder Personal Wealth (ACD) Limited
Half yearly statements:
If you wish to automatically receive your half yearly statement in large
print/ Braille, please mark [X] in the below boxes:
Please contact us if you’d like this information in an alternative format such as Braille, large print or audio.
Calls may be monitored and recorded and call costs may vary depending on your service provider.
Schroders Personal Wealth (ACD) is a trading name of Scottish Widows Schroder
Personal Wealth (ACD) Limited. Registered in England and Wales No. 11722973.
Authorised and regulated by the Financial Conduct Authority number 834833.
Registered Office: 25 Gresham Street, London EC2V 7HN. Eligible investments
with us are protected by the Financial Services Compensation Scheme. We are
covered by the Financial Ombudsman Service.