GrabPay Amway App User Guide
- July 4, 2024
- GrabPay
Table of Contents
Amway App
How to update payment options
| MODE OF PAYMENT | DETAILS |
|---|---|
| Cash on Delivery | Pay in cash when your order is delivered |
| Debit Card/Credit Card | Visa and Mastercard are accepted |
| GrabPay | Enter the mobile number registered with your Grab account |
| GCash | You can choose to pay with your GCash wallet or via GGives or GCredit |
if you have availed them
| Pros | Cons |
|---|---|
| ALLOWS CUSTOMERS TO PHYSICALLY VERIFY THE PRODUCT BEFORE PAYMENT | MUST HAVE |
THE EXACT AMOUNT CASH READY AT THE TIME OF DELIVERY, WHICH CAN BE INCONVENIENT
USEFUL FOR FIRST-TIME BUYERS OR THOSE HESITANT TO PAY ONLINE; LESS FRAUD| IF
THE BUYER IS UNAVAILABLE DURING THE DELIVERY ATTEMPT, IT MAY RESULT IN DELAYS
OR THE NEED FOR RESCHEDULING, ADDING INCONVENIENCE
SUITABLE FOR CUSTOMERS WITHOUT ACCESS TO BANKING SERVICES|
FASTER LEAD TIME|
| Pros | Cons |
|---|---|
| QUICK AND EASY TRANSACTIONS BOTH ONLINE AND IN PHYSICAL STORES | ANY DOWNTIME |
OR TECHNICAL ISSUES WITH THE BANK CAN HINDER TRANSACTIONS
OFFERS PROTECTION AGAINST FRAUD AND UNAUTHORIZED
TRANSACTIONS, ESPECIALLY IF THE BANK PROVIDES ROBUST
SECURITY FEATURES| IF THE ACCOUNT BALANCE IS INSUFFICIENT AND THE BANK ALLOWS
OVERDRAFTS, USERS MIGHT INCUR ADDITIONAL CHARGES
PROVIDES REAL-TIME BALANCE UPDATES, AIDING IN BETTER
FINANCIAL MANAGEMENT| DEBIT CARDS OFTEN LACK PURCHASE PROTECTION THAT SOME
CREDIT CARDS OFFER
CAN BE TRACKED EASILY THROUGH BANK STATEMENTS AND
MOBILE BANKING APPS|
| Pros | Cons |
|---|
ENHANCED SECURITY FEATURES SUCH AS FRAUD PROTECTION,
CHARGEBACK RIGHTS, AND ZERO LIABILITY FOR UNAUTHORIZED TRANSACTIONS| RISK OF
ACCUMULATING DEBT IF NOT MANAGED PROPERLY, AS INTEREST RATES ON UNPAID
BALANCES CAN BE HIGH
ADVANCED SECURITY MEASURES LIKE OTPS (ONE-TIME PASSWORDS) AND CVV CODES|
PURCHASES ARE LIMITED BY THE CREDIT CARD’S SPENDING LIMIT, WHICH MIGHT BE
RESTRICTIVE FOR HIGH-VALUE TRANSACTIONS
ALLOWS TO DEFER PAYMENTS AND MANAGE CASH FLOW BETTER, AS THE PAYMENT IS NOT
IMMEDIATELY DEDUCTED FROM A BANK ACCOUNT|
HELPS BUILD AND IMPROVE CREDIT HISTORY AND CREDIT SCORES|
| Pros | Cons |
|---|
QUICK AND EASY PAYMENTS THROUGH THE GRAB APP WITHOUT NEEDING TO REPEATEDLY
ENTER CARD DETAILS| ANY TECHNICAL ISSUES WITH THE GRAB APP OR PAYMENT SYSTEM
CAN HINDER
TRANSACTIONS
ENHANCED SECURITY FEATURES SUCH AS PIN CODE, OTP (ONE-TIME PASSWORD), AND
BIOMETRIC AUTHENTICATION
REDUCE THE RISK OF FRAUD| GRABPAY WALLET SHOULD BE SUFFICIENTLY FUNDED BEFORE
MAKING A PURCHASE, WHICH CAN BE INCONVENIENT IF THE BALANCE RUNS LOW
UNEXPECTEDLY
ACCESS TO EXCLUSIVE DISCOUNTS, CASHBACK OFFERS, AND PROMOTIONS WHEN PAYING
WITH GRABPAY| THERE MAY BE DAILY OR MONTHLY TRANSACTION LIMITS, WHICH CAN
RESTRICT HIGH-VALUE PURCHASES
ACCUMULATION OF GRABREWARDS POINTS FOR EACH TRANSACTION|
| Pros | Cons |
|---|
NO NEED TO ENTER CARD DETAILS FOR EVERY TRANSACTION, SIMPLIFYING THE CHECKOUT
PROCESS| GCASH WALLET SHOULD BE SUFFICIENTLY FUNDED BEFORE MAKING A PURCHASE,
WHICH CAN BE INCONVENIENT IF THE BALANCE RUNS LOW UNEXPECTEDLY
OFFERS MULTIPLE LAYERS OF SECURITY, INCLUDING PIN CODES, OTPS (ONE-TIME
PASSWORDS), AND BIOMETRIC AUTHENTICATION| ANY TECHNICAL ISSUES WITH THE GCASH
APP OR PAYMENT SYSTEM CAN HINDER TRANSACTIONS
TRANSACTION HISTORY AVAILABLE IN THE APP, MAKING IT EASY TO MONITOR SPENDING
AND MANAGE FINANCES| THERE MAY BE DAILY OR MONTHLY TRANSACTION LIMITS, WHICH
CAN RESTRICT HIGH-VALUE PURCHASES
ALLOWS FOR PAYMENT IN DIFFERENT WAYS, INCLUDING QR CODE SCANNING AND MOBILE
NUMBER PAYMENTS|
How you manage your online transactions is entirely up to you. Whether you
prioritize convenience, security or rewards, selecting the right payment
method can significantly enhance your online shopping experience.
Take the time to understand the pros and cons of
each option to ensure it aligns with your financial habits and preferences.
Read User Manual Online (PDF format)
Read User Manual Online (PDF format) >>