attune Businessowners’ Policy New BOP User Guide

June 7, 2024
Attune

attune Businessowners’ Policy New BOP

Attune’s Businessowners’ Policy
PROFESSIONAL SERVICES AND OFFICES Attune provides coverage to a wide range of professional service classes and offices on Main Street, USA. From lawyers to dentists, you are sure to find the perfect fit. With our admitted Accredited BOP, auto-renewal, and paperless direct billing, our insurance is as easy as it should be.

Rating highlights

  • Professional Services classes are rated by annual revenue
  • Risk should be valued at 100% replacement cost

Eligibility highlights

  • New Ventures are eligible
  • Locations can be up to 50,000 sqft
  • Removal of employee count limits for the core BOP

Account Parameters

  • $4.75M per location
  • $9.5M per account
  • No more than three claims in the last five years, and no more than $20,000 total incurred (CAT claims not counted)

Coverage highlights

  • Business Income from Dependent Properties: $10,000
  • Forty-eight hour time deductible for Business Income
  • Electronic Data: $25,000
  • Stackable limits on enhancement form

Recent big binds from Attune brokers:

Class Code Premium
Dental Office $25, 239
Accounting Services $14,686
Consultants $10,554
Manufacturers’ Representatives $10,157

Top class codes

  1. Medical Offices
  2. Insurance Agents
  3. Accounting Services
  4. Office Condominiums
  5. Health Maintenance Organizations
  6. Interior Decorators

Target States

  1. Connecticut
  2. Arizona
  3. Ohio
  4. Kentucky
  5. Colorado
  6. Michigan

Eligible

  • Accounting Services
  • Advertising
  • Appraisal Companies
  • Arbitration and Mediation Services
  • Bookkeeping Services
  • Claims Adjuster
  • Consultants
  • Data Processing Services
  • Dental Offices
  • Employment Agencies
  • Engineers/Architects
  • Health Maintenance Organizations
  • Insurance Agents
  • Labor Union
  • Lawyers
  • Life/Career Coach
  • Medical Offices
  • Payroll Accounting Services
  • Real Estate Agents
  • Not-for-profit
  • Veterinarians Offices
  • Ticket Agencies
  • Website design and online marketing
  • Writer – Grant or Resume
  • Commercial Condominium (Association)

Ineligible

  • Places or operations of worship
  • Human Services
  • Daycares
  • Crisis centres of any kind
  • Property Management services

Attune Insurance Services, LLC

Is an insurance producer licensed in all states and the District of Columbia. Visit www.attuneinsurance.com for full corporate, licensing, and legal information. Copyright © 2024 Attune Insurance Services, LLC, All rights reserved.

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